Browse Plans

Our LINK and Engage plans represent our lowest cost health insurance plans in Idaho.  LINK coverage is available in the Treasure, Magic, Wood River Valleys and the McCall area.  Engage coverage is available in northern Idaho.  Access coverage is available in the central and eastern portions of Idaho, although our Access Catastrophic coverage is available statewide.  See if you qualify for a tax credit to reduce your costs even more. Have questions? Just give us a call at 855-447-2900.

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Bronze LINK

In Network Out of Network
Deductible
(What’s This?)
Individual: $5,550
Family: $11,100
Individual: $16,650
Family: $33,300
Annual Out-of-Pocket Maximum
(What’s this?)
Individual: $7,150
Family: $14,300
Individual: $21,450
Family: $42,900
Co-insurance
(What’s this?)
You pay 50% You pay 70%
Primary Care Provider and Non-specialist Office Visits
(Find a Provider)
First 3 visits before deductible: $40 copay per visit; after deductible: $40 copay per visit You pay 70% after deductible
Specialist Office Visit
You pay 50% after deductible You pay 70% after deductible
Emergency Room Visits You pay 50% after deductible You pay 50% after deductible
Prescription Drugs
(View Drug List)
Tier 0: You pay $0
Tier 1 Generic: You pay 35% after deductible
Tier 2 Preferred Brand: You pay 40% after deductible
Tier 3 Non-preferred: You pay 60% after deductible
Tier 4 Specialty: You pay 60% after deductible
Tier 5 Non-preferred Specialty: You pay 60% after deductible
Tier 0: You pay $0
Tier 1 Generic: You pay 35% after deductible
Tier 2 Preferred Brand: You pay 40% after deductible
Tier 3 Non-preferred: You pay 60% after deductible
Tier 4 Specialty: You pay 60% after deductible
Tier 5 Non-preferred Specialty: You pay 60% after deductible
Preventive Care Services, Immunizations You pay nothing for preventive services in-network–deductible does not apply You pay 70% after deductible
Chiropractic Care
(Covered up to 20 visits per year)
You pay 50% after deductible You pay 70% after deductible
Diagnostic X-Ray & Lab Services You pay 50% after deductible You pay 70% after deductible
Inpatient Hospital Services You pay 50% after deductible You pay 70% after deductible
Maternity You pay 50% after deductible You pay 70% after deductible
Physician, Surgical & Medical Services You pay 50% after deductible You pay 70% after deductible
Outpatient Rehabilitation Services; Physical, Occupational, Speech
(Covered up to 20 visits per year, all types combined)
You pay 50% after deductible You pay 70% after deductible
Habilitative Services, Physical, Occupational, Speech
(Covered up to 20 visits per year, all types combined)
You pay 50% after deductible You pay 70% after deductible

Bronze LINK

Deductible
(What’s This?)
In Network Individual: $5,550
Family: $11,100
Out of Network Individual: $16,650
Family: $33,300
Annual Out-of-Pocket Maximum
(What’s this?)
In Network Individual: $7,150
Family: $14,300
Out of Network Individual: $21,450
Family: $42,900
Co-insurance
(What’s this?)
In Network You pay 50%
Out of Network You pay 70%
Primary Care Provider and Non-specialist Office Visits
(Find a Provider)
In Network First 3 visits before deductible: $40 copay per visit; after deductible: $40 copay per visit
Out of Network You pay 70% after deductible
Specialist Office Visits
In Network You pay 50% after deductible
Out of Network You pay 70% after deductible
Emergency Room Visits
In Network You pay 50% after deductible
Out of Network You pay 50% after deductible
Prescription Drugs
(View Drug List)
In Network Tier 0: You pay $0
Tier 1 Generic: You pay 35% after deductible
Tier 2 Preferred Brand: You pay 40% after deductible
Tier 3 Non-preferred: You pay 60% after deductible
Tier 4 Specialty: You pay 60% after deductible
Tier 5 Non-preferred Specialty: You pay 60% after deductible
Out of Network Tier 0: You pay $0
Tier 1 Generic: You pay 35% after deductible
Tier 2 Preferred Brand: You pay 40% after deductible
Tier 3 Non-preferred: You pay 60% after deductible
Tier 4 Specialty: You pay 60% after deductible
Tier 5 Non-preferred Specialty: You pay 60% after deductible
Preventive Care Services, Immunizations
In Network You pay nothing for preventive services in-network–deductible does not apply
Out of Network You pay 70% after deductible
Chiropractic Care
(Covered up to 20 visits per year)
In Network You pay 50% after deductible
Out of Network You pay 70% after deductible
Diagnostic X-Ray & Lab Services
In Network You pay 50% after deductible
Out of Network You pay 70% after deductible
Inpatient Hospital Services
In Network You pay 50% after deductible
Out of Network You pay 70% after deductible
Maternity
In Network You pay 50% after deductible
Out of Network You pay 70% after deductible
Physician, Surgical & Medical Services
In Network You pay 50% after deductible
Out of Network You pay 70% after deductible
Outpatient Rehabilitation Services; Physical, Occupational, Speech
(Covered up to 20 visits per year, all types combined)
In Network You pay 50% after deductible
Out of Network You pay 70% after deductible
Habilitative Services, Physical, Occupational, Speech
(Covered up to 20 visits per year, all types combined)
In Network You pay 50% after deductible
Out of Network You pay 70% after deductible

Get PricingDownload a PDF comparison chart

Bronze LINK

In Network Out of Network
Deductible
(What’s This?)
Individual: $4,200
Family: $8,400
Individual: $12,600
Family: $25,200
Annual Out-of-Pocket Maximum
(What’s this?)
Individual: $6,850
Family: $13,700
Individual: $20,550
Family: $41,100
Co-insurance
(What’s this?)
You pay 50% You pay 70%
Provider Network
(Find a Provider)
LINK Network: A narrower network of providers who emphasize preventive health to maintain affordability Out of Network
Office Visits Non-specialist: $40 copay after deductible
Specialist: 50% after deductible
You pay 70% after deductible
Emergency Room Visits You pay 50% after deductible You pay 50% after deductible
Prescription Drugs
(View Drug List)
Tier 0: You pay $0
Tier 1 Generic: You pay $25 after deductible
Tier 2 Preferred Brand: You pay $125 after deductible
Tier 3 Non-preferred: You pay $160 after deductible
Tier 4 Specialty: You pay $185 after deductible
Tier 0: You pay $0
Tier 1 Generic: You pay $25 after deductible
Tier 2 Preferred Brand: You pay $125 after deductible
Tier 3 Non-preferred: You pay $160 after deductible
Tier 4 Specialty: You pay $185 after deductible
Preventive Care Services, Immunizations You pay nothing for preventive services in-network–deductible does not apply You pay 70% after deductible
Chiropractic Care
(Covered up to 20 visits per year)
You pay 50% after deductible You pay 70% after deductible
Diagnostic X-Ray & Lab Services You pay 50% after deductible You pay 70% after deductible
Inpatient Hospital Services You pay 50% after deductible You pay 70% after deductible
Maternity You pay 50% after deductible You pay 70% after deductible
Physician, Surgical & Medical Services You pay 50% after deductible You pay 70% after deductible
Outpatient Rehabilitation Services; Physical, Occupational, Speech
(Covered up to 20 visits per year, all types combined)
You pay 50% after deductible You pay 70% after deductible
Habilitative Services, Physical, Occupational, Speech
(Covered up to 20 visits per year, all types combined)
You pay 50% after deductible You pay 70% after deductible

Bronze LINK

Deductible
(What’s This?)
In Network Individual: $4,200
Family: $8,400
Out of Network Individual: $12,600
Family: $25,200
Annual Out-of-Pocket Maximum
(What’s this?)
In Network Individual: $6,850
Family: $13,700
Out of Network Individual: $20,550
Family: $41,100
Co-insurance
(What’s this?)
In Network You pay 50%
Out of Network You pay 70%
Provider Network
(Find a Provider)
In Network LINK Network: A narrower network of providers who emphasize preventive health to maintain affordability
Out of Network Out of Network
Office Visits
In Network Non-specialist: $40 copay after deductible
Specialist: 50% after deductible
Out of Network You pay 70% after deductible
Emergency Room Visits
In Network You pay 50% after deductible
Out of Network You pay 50% after deductible
Prescription Drugs
(View Drug List)
In Network Tier 0: You pay $0
Tier 1 Generic: $25 after deductible
Tier 2 Preferred Brand: $125 after deductible
Tier 3 Non-preferred: $160 after deductible
Tier 4 Specialty: You pay $185 after deductible
Out of Network Tier 0: You pay $0
Tier 1 Generic: $25 after deductible
Tier 2 Preferred Brand: $125 after deductible
Tier 3 Non-preferred: $160 after deductible
Tier 4 Specialty: You pay $185 after deductible
Preventive Care Services, Immunizations
In Network You pay nothing for preventive services in-network–deductible does not apply
Out of Network You pay 70% after deductible
Chiropractic Care
(Covered up to 20 visits per year)
In Network You pay 50% after deductible
Out of Network You pay 70% after deductible
Diagnostic X-Ray & Lab Services
In Network You pay 50% after deductible
Out of Network You pay 70% after deductible
Inpatient Hospital Services
In Network You pay 50% after deductible
Out of Network You pay 70% after deductible
Maternity
In Network You pay 50% after deductible
Out of Network You pay 70% after deductible
Physician, Surgical & Medical Services
In Network You pay 50% after deductible
Out of Network You pay 70% after deductible
Outpatient Rehabilitation Services; Physical, Occupational, Speech
(Covered up to 20 visits per year, all types combined)
In Network You pay 50% after deductible
Out of Network You pay 70% after deductible
Habilitative Services, Physical, Occupational, Speech
(Covered up to 20 visits per year, all types combined)
In Network You pay 50% after deductible
Out of Network You pay 70% after deductible

Get PricingDownload a PDF comparison chart