Catastrophic Access Care

Access Care plans offer you affordability and great freedom of choice with our widest network of providers, including doctors and hospitals across the state.  If you qualify for a tax credit, your costs could be even lower. Have questions? Just call us at 855-447-2900.

Catastrophic Access Care

In Network Out of Network
Deductible
(What’s this?)
$7,150 individual
$14,300 family
$21,450 individual
$42,900 family
Annual Out-of-Pocket Maximum
(What’s this?)
$7,150 individual
$14,300 family
$21,450 individual
$42,900 family
Co-insurance
(What’s this?)
You pay 0% You pay 0%
Primary Care Provide and Non-specialist Office Visits
(Find a Provider)
First three visits before deductible: $0; after deductible: $0 You pay 0% after deductible
Specialist Office Visits 0% co-insurance after deductible You pay 0% after deductible
Emergency Room Visits You pay 0% after deductible You pay 0% after deductible
Prescription Drugs
(View Drug List)
You pay:
$0 after deductible
You pay 0% after deductible
Preventive Care Services, Immunizations You pay nothing for preventive services in-network – deductible does not apply You pay 0% after deductible
Chiropractic Care
(Covered up to 20 visits per year)
You pay 0% after deductible You pay 0% after deductible
Diagnostic X-Ray & Lab Services You pay 0% after deductible You pay 0% after deductible
Inpatient Hospital Services You pay 0% after deductible You pay 0% after deductible
Maternity You pay 0% after deductible You pay 0% after deductible
Physician, Surgical & Medical Services You pay 0% after deductible You pay 0% after deductible
Physical, Occupational & Speech Therapy You pay 0% after deductible You pay 0% after deductible

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Catastrophic Access Care

In Network Out of Network
Deductible
(What’s this?)
$6,850 individual,
$13,700 family
$20,550 individual,
$41,100 family
Annual Out-of-Pocket Maximum
(What’s this?)
$6,850 individual,
$13,700 family
$20,550 individual,
$41,100 family
Co-insurance
(What’s this?)
You pay 0% You pay 0%
Provider Network
(Find a Provider)
Access Network: Includes more than 80% of Montana’s doctors and hospitals Out of Network
Office Visits Non-specialist: $0 for first 3 visits; then deductible applies
Specialist: 0% co-insurance after deductible
You pay 0% after deductible
Emergency Room Visits You pay 0% after deductible You pay 0% after deductible
Prescription Drugs
(View Drug List)
You pay:
0% after deductible
Not covered
Preventive Care Services, Immunizations You pay nothing for preventive services in-network – deductible does not apply You pay 0% after deductible
Chiropractic Care
(Covered up to 20 visits per year)
You pay 0% after deductible You pay 0% after deductible
Diagnostic X-Ray & Lab Services You pay 0% after deductible You pay 0% after deductible
Inpatient Hospital Services You pay 0% after deductible You pay 0% after deductible
Maternity You pay 0% after deductible You pay 0% after deductible
Physician, Surgical & Medical Services You pay 0% after deductible You pay 0% after deductible
Outpatient Rehabilitation Services; Physical, Occupational, Speech
(Covered up to 20 visits per year, all types combined)
You pay 0% after deductible You pay 0% after deductible
Habilitative Services, Physical, Occupational, Speech
(Covered up to 20 visits per year, all types)
You pay 0% after deductible You pay 0% after deductible

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Catastrophic Access Care

In Network Out of Network
Deductible
(What’s This?)
$6,600 individual,
$13,200 family
$13,200 individual,
$26,400 family
Annual Out-of-Pocket Maximum
(What’s this?)
$6,600 individual,
$13,200 family
$13,200 individual,
$26,400 family
Co-insurance
(What’s this?)
You pay 0% — covered services paid at 100% after you pay deductible You pay 0% — covered services paid at 100% after you pay deductible
Provider Network
(Find a Provider)
Access Network: Includes doctors and hospitals across the state Out of Network
Office Visits Nonspecialist: you pay $0 for first three visit; then deductible applies
Specialist: 0% co-insurance after deductible
You pay 0% after deductible
Emergency Room Visits You pay 0% after deductible You pay 0% after deductible
Prescription Drugs
(View Drug List)
You pay:
0% after deductible
Not covered
Preventive Care Services, Immunizations You pay nothing for preventive services in-network – deductible does not apply You pay 0% after deductible
Chiropractic Care
(Covered up to 20 visits per year)
You pay 0% after deductible You pay 0% after deductible
Diagnostic X-Ray & Lab Services You pay 0% after deductible You pay 0% after deductible
Inpatient Hospital Services You pay 0% after deductible You pay 0% after deductible
Maternity You pay 0% after deductible You pay 0% after deductible
Physician, Surgical & Medical Services You pay 0% after deductible You pay 0% after deductible
Diabetes Education Services You pay 0% after deductible You pay 0% after deductible
Outpatient Rehabilitation Services You pay 0% after deductible You pay 0% after deductible
Physical Therapy (PT)
Occupational Therapy (OT)
Speech Therapy (ST)

(Covered up to 20 visits per year)
You pay 0% after deductible You pay 0% after deductible

Get PricingDownload a comparison chart