Explore Plans

Montana Health CO-OP offers affordable health insurance for individuals and families, as well as businesses. Our plans are accepted by doctors and hospitals across Montana. To make our coverage even more affordable, you may also qualify for tax credits from the federal government that could reduce your costs significantly. All our coverage plans offer preventive care services covered at 100%.

Interested in Vision Coverage?

Montana Health CO-OP is now working with VSP to offer individual vision plans.  Sign up and purchase this coverage directly with VSP.

We offer two main categories of plans:

Connected Care Coverage

      • Our most affordable plans.
      • Emphasizing preventive healthcare and accepted statewide. (Limited provider choices in Billings and Missoula.)
      • Choose a Connected Care plan if having the lowest monthly premium is most important to you.

Access Care Coverage

      • Available ONLY in these counties: Musselshell, Yellowstone, Carbon, Stillwater, Sweet Grass, Lake, Missoula, Flathead.
      • Featuring a wide range of in-network providers.
      • Standard PPO (preferred provider organization) plans.
      • Choose an Access Care plan if having the widest choice of providers is most important to you.

Browse all plans        View drug list

Is your doctor or hospital in our network?

Please be sure to check that your preferred doctors, hospitals and other healthcare providers are part of our network before selecting a plan. In-network providers will provide you with the most savings. Out-of-network providers will cost you more.

Look up your doctor or hospital