Health Insurance plans for individuals and families in Idaho

Mountain Health CO-OP offers a wide variety of Idaho health insurance plans that include up to 85% of the state’s doctors and hospitals. If you qualify for a subsidy, your costs could be even lower. Have questions? Just call us at 855-447-2900.

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Download a 2018 PDF comparison chart

Interested in Vision Coverage?

Mountain Health CO-OP is now working with VSP to offer individual vision plans.

	LINK Coverage	Access Care Coverage	Engage Coverage
Advantages	Available ONLY to residents of the Treasure, Magic and Wood River Valleys, as well as the McCall area A narrower network of providers that emphasize preventive healthcare to maintain affordability Choose from these plans if having the lowest monthly premium is most important to you	Featuring the widest array of in-network providers, including 85% of Idaho’s doctors and hospitals Standard PPO (preferred provider organization) plans available statewide Choose from these plans if having the widest choice of providers is most important to you	Available ONLY in these counties: Benewah, Bonner, Boundary, Kootenai and Shoshone. Featuring two tiers of in-network providers to offer a good balance of choice and cost savings. Choose from these plans if having the lowest monthly premium is most important to you.
View Plan Details $ = least expensive	Bronze: $ Bronze Plus (HSA): $ Silver: $$ Gold: $$$	Bronze: $ Bronze Plus (HSA): $ Silver: $$ Gold: $$$ Catastrophic: $	Bronze: $ Silver: $$ Gold: $$$
Provider Network (What’s This?)	A narrower network of doctors and hospitals emphasizing preventive care (Find a Provider)	Includes 85% of Idaho’s doctors and hospitals (Find a Provider)	Featuring two tiers of in-network providers for a good balance of choice and cost savings. (Find a Provider)

LINK Coverage

Access Care Coverage

Engage Coverage

Advantages

Available ONLY to residents of the Treasure, Magic and Wood River Valleys, as well as the McCall area
A narrower network of providers that emphasize preventive healthcare to maintain affordability
Choose from these plans if having the lowest monthly premium is most important to you

Featuring the widest array of in-network providers, including 85% of Idaho’s doctors and hospitals
Standard PPO (preferred provider organization) plans available statewide
Choose from these plans if having the widest choice of providers is most important to you

Available ONLY in these counties: Benewah, Bonner, Boundary, Kootenai and Shoshone.
Featuring two tiers of in-network providers to offer a good balance of choice and cost savings.
Choose from these plans if having the lowest monthly premium is most important to you.

View Plan Details

$ = least expensive

Provider Network

(What’s This?)

A narrower network of doctors and hospitals emphasizing preventive care
(Find a Provider)

Includes 85% of Idaho’s doctors and hospitals
(Find a Provider)

Featuring two tiers of in-network providers for a good balance of choice and cost savings.
(Find a Provider)

LINK Coverage
Advantages
Available ONLY to residents of the Treasure, Magic and Wood River Valleys, as well as the McCall area A narrower network of providers that emphasize preventive healthcare to maintain affordability Choose from these plans if having the lowest monthly premium is most important to you
View Plan Details $ = least expensive
Bronze: $ Bronze Plus (HSA): $ Silver: $$ Gold: $$$
Provider Network
A narrower network of doctors and hospitals emphasizing preventive care (Find a Provider)

Access Care Coverage
Advantages
Featuring the widest array of in-network providers, including 85% of Idaho’s doctors and hospitals Standard PPO (preferred provider organization) plans available statewide Choose from these plans if having the widest choice of providers is most important to you
View Plan Details $ = least expensive
Bronze: $ Bronze Plus (HSA): $ Silver: $$ Gold: $$$ Catastrophic: $
Provider Network
Includes 85% of Idaho’s doctors and hospitals (Find a Provider)

Engage Coverage
Advantages
Available ONLY in these counties: Benewah, Bonner, Boundary, Kootenai and Shoshone. Featuring two tiers of in-network providers to offer a good balance of choice and cost savings. Choose these plans if having the lowest monthly premium is most important to you.
View Plan Details $ = least expensive
Bronze: $ Silver: $$ Gold: $$$
Provider Network
Featuring two tiers of in-network providers for a good balance of choice and cost savings. (Find a Provider)

Get Pricing Browse Plans Download a plan comparison chart