Catastrophic Access Care

Access Care plans offer you affordability and great freedom of choice with our widest network of providers, including 85% of Idaho’s doctors and hospitals.  If you qualify for a tax credit, your costs could be even lower. Have questions? Just call us at 855-447-2900.

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Catastrophic Access Care

In Network Out of Network
Deductible
(What’s This?)
Individual: $7,900
Family: $15,800
Individual: $37,500
Family: $75,000
Annual Out-of-Pocket Maximum
(What’s this?)
Individual: $7,900
Family: $15,800
Individual: $37,500
Family: $75,000
Co-insurance
(What’s this?)
You pay 0% You pay 0% after deductible
Primary Care Provider and Non-specialist Office Visits
(Find a Provider)
First 3 visits at no charge, then no charge after deductible  You pay 0% after deductible
Specialist Office Visit
You pay 0% coinsurance after deductible You pay 0% after deductible
Emergency Room Visits You pay 0% after deductible You pay 0% after deductible
Prescription Drugs
(View Drug List)
Tier 0: You pay $0
Tier 1 Generic: You pay 0% after deductible
Tier 2 Preferred Brand: You pay 0% after deductible
Tier 3 Non-preferred: You pay 0% after deductible
Tier 4 Specialty: You pay 0% after deductible
Tier 0: You pay $0
Tier 1 Generic: You pay 0% after deductible
Tier 2 Preferred Brand: You pay 0% after deductible
Tier 3 Non-preferred: You pay 0% after deductible
Tier 4 Specialty: You pay 0% after deductible
Preventive Care Services, Immunizations You pay nothing for preventive services in-network–deductible does not apply You pay 0% after deductible
Chiropractic Care
(Covered up to 20 visits per year)
You pay 0% after deductible You pay 0% after deductible
Diagnostic X-Ray & Lab Services You pay 0% after deductible You pay 0% after deductible
Inpatient Hospital Services You pay 0% after deductible You pay 0% after deductible
Maternity You pay 0% after deductible You pay 0% after deductible
Physician, Surgical & Medical Services You pay 0% after deductible You pay 0% after deductible
Outpatient Rehabilitation Services; Physical, Occupational, Speech
(Covered up to 20 visits per year, all types combined)
You pay 0% after deductible You pay 0% after deductible
Habilitative Services, Physical, Occupational, Speech
(Covered up to 20 visits per year, all types combined)
You pay 0% after deductible You pay 0% after deductible

Get Pricing Download a PDF comparison chart

Catastrophic Access Care

In Network Out of Network
Deductible
(What’s This?)
Individual: $7,350
Family: $14,700
Individual: $40,000
Family: $80,000
Annual Out-of-Pocket Maximum
(What’s this?)
Individual: $7,350
Family: $14,700
Individual: $40,000
Family: $80,000
Co-insurance
(What’s this?)
You pay 0% You pay 0%
Primary Care Provider and Non-specialist Office Visits
(Find a Provider)
First 3 visits at no charge, then no charge after deductible  You pay 0% after deductible
Specialist Office Visit
You pay 0% coinsurance after deductible You pay 0% after deductible
Emergency Room Visits You pay 0% after deductible You pay 0% after deductible
Prescription Drugs
(View Drug List)
Tier 0: You pay $0
Tier 1 Generic: You pay 0% after deductible
Tier 2 Preferred Brand: You pay 0% after deductible
Tier 3 Non-preferred: You pay 0% after deductible
Tier 4 Specialty: You pay 0% after deductible
Tier 0: You pay $0
Tier 1 Generic: You pay 0% after deductible
Tier 2 Preferred Brand: You pay 0% after deductible
Tier 3 Non-preferred: You pay 0% after deductible
Tier 4 Specialty: You pay 0% after deductible
Preventive Care Services, Immunizations You pay nothing for preventive services in-network–deductible does not apply You pay 0% after deductible
Chiropractic Care
(Covered up to 20 visits per year)
You pay 0% after deductible You pay 0% after deductible
Diagnostic X-Ray & Lab Services You pay 0% after deductible You pay 0% after deductible
Inpatient Hospital Services You pay 0% after deductible You pay 0% after deductible
Maternity You pay 0% after deductible You pay 0% after deductible
Physician, Surgical & Medical Services You pay 0% after deductible You pay 0% after deductible
Outpatient Rehabilitation Services; Physical, Occupational, Speech
(Covered up to 20 visits per year, all types combined)
You pay 0% after deductible You pay 0% after deductible
Habilitative Services, Physical, Occupational, Speech
(Covered up to 20 visits per year, all types combined)
You pay 0% after deductible You pay 0% after deductible

Get Pricing Download a PDF comparison chart

Catastrophic Access Care

In Network Out of Network
Deductible
(What’s This?)
$7,150 individual,
$14,300 family
$21,450 individual,
$42,900 family
Annual Out-of-Pocket Maximum
(What’s this?)
$7,150 individual,
$14,300 family
$21,450 individual,
$42,900 family
Co-insurance
(What’s this?)
You pay 0% You pay 0%
Primary Care Provider and Non-specialist Office Visits
(Find a Provider)
First 3 visits before deductible: $0 copay per visit; after deductible: $0 copay per visit You pay 0% after deductible
Specialist Office Visits 0% co-insurance after deductible You pay 0% after deductible
Emergency Room Visits You pay 0% after deductible You pay 0% after deductible
Prescription Drugs
(View Drug List)
Tier 0: You pay $0
Tier 1 Generic: You pay 0% after deductible
Tier 2 Preferred Brand: You pay 0% after deductible
Tier 3 Non-preferred: You pay 0% after deductible
Tier 4 Specialty: You pay 0% after deductible
Tier 5 Non-preferred Specialty: You pay 0% after deductible
Tier 0: You pay $0
Tier 1 Generic: You pay 0% after deductible
Tier 2 Preferred Brand: You pay 0% after deductible
Tier 3 Non-preferred: You pay 0% after deductible
Tier 4 Specialty: You pay 0% after deductible
Tier 5 Non-preferred Specialty: You pay 0% after deductible
Preventive Care Services, Immunizations You pay nothing for preventive services in-network – deductible does not apply You pay 0% after deductible
Chiropractic Care
(Covered up to 20 visits per year)
You pay 0% after deductible You pay 0% after deductible
Diagnostic X-Ray & Lab Services You pay 0% after deductible You pay 0% after deductible
Inpatient Hospital Services You pay 0% after deductible You pay 0% after deductible
Maternity You pay 0% after deductible You pay 0% after deductible
Physician, Surgical & Medical Services You pay 0% after deductible You pay 0% after deductible
Outpatient Rehabilitation Services; Physical, Occupational, Speech
(Covered up to 20 visits per year, all types combined)
You pay 0% after deductible You pay 0% after deductible
Physical Therapy (PT)
Occupational Therapy (OT)
Speech Therapy (ST)

(Covered up to 20 visits per year, all types combined)
You pay 0% after deductible You pay 0% after deductible

Get PricingDownload a comparison chart