Catastrophic LINK

Our Link and Engage plans represent our lowest cost health insurance plans in Idaho. Link coverage is available in the Treasure, Magic, Wood River Valleys and the McCall area. Engage coverage is available in northern Idaho. Access coverage is available in the central and eastern portions of Idaho, although our Access Catastrophic coverage is available statewide. See if you qualify for a tax credit to reduce your costs even more. Have questions? Just give us a call at 855-447-2900.

Get Pricing

Download a 2018 PDF comparison chart

Catastrophic LINK

In Network Out of Network
Deductible
(What’s This?)
Individual: $7,350
Family: $14,700
Individual: $40,000
Family: $80,000
Annual Out-of-Pocket Maximum
(What’s this?)
Individual: $7,350
Family: $14,700
Individual: $40,000
Family: $80,000
Co-insurance
(What’s this?)
You pay 0% You pay 0% after deductible
Primary Care Provider and Non-specialist Office Visits
(Find a Provider)
First 3 visits at no charge; then no charge after deductible  You pay 0% after deductible
Specialist Office Visit
You pay 0% coinsurance after deductible You pay 0% after deductible
Emergency Room Visits You pay 0% after deductible You pay 0% after deductible
Prescription Drugs
(View Drug List)
Tier 0: You pay $0
Tier 1 Generic: You pay 0% after deductible
Tier 2 Preferred Brand: You pay 0% after deductible
Tier 3 Non-preferred: You pay 0% after deductible
Tier 4 Specialty: You pay 0% after deductible
Tier 0: You pay $0
Tier 1 Generic: You pay 0% after deductible
Tier 2 Preferred Brand: You pay 0% after deductible
Tier 3 Non-preferred: You pay 0% after deductible
Tier 4 Specialty: You pay 0% after deductible
Preventive Care Services, Immunizations You pay nothing for preventive services in-network–deductible does not apply You pay 0% after deductible
Chiropractic Care
(Covered up to 20 visits per year)
You pay 0% after deductible You pay 0% after deductible
Diagnostic X-Ray & Lab Services You pay 0% after deductible You pay 0% after deductible
Inpatient Hospital Services You pay 0% after deductible You pay 0% after deductible
Maternity You pay 0% after deductible You pay 0% after deductible
Physician, Surgical & Medical Services You pay 0% after deductible You pay 0% after deductible
Outpatient Rehabilitation Services; Physical, Occupational, Speech
(Covered up to 20 visits per year, all types combined)
You pay 0% after deductible You pay 0% after deductible
Habilitative Services, Physical, Occupational, Speech
(Covered up to 20 visits per year, all types combined)
You pay 0% after deductible You pay 0% after deductible

Catastrophic LINK

Deductible
(What’s This?)
In Network Individual: $7,350
Family: $14,700
Out of Network Individual: $40,000
Family: $80,000
Annual Out-of-Pocket Maximum
(What’s this?)
In Network Individual: $7,350
Family: $14,700
Out of Network Individual: $40,000
Family: $80,000
Co-insurance
(What’s this?)
In Network You pay 0%
Out of Network You pay 0%
Primary Care Provider and Non-specialist Office Visits
(Find a Provider)
In Network First 3 visits at no charge; then no charge after deductible
Out of Network You pay 0% after deductible
Specialist Office Visits
In Network You pay 0% coinsurance after deductible
Out of Network You pay 0% after deductible
Emergency Room Visits
In Network You pay 0% after deductible
Out of Network You pay 0% after deductible
Prescription Drugs
(View Drug List)
In Network Tier 0: You pay $0
Tier 1 Generic: You pay 0% after deductible
Tier 2 Preferred Brand: You pay 0% after deductible
Tier 3 Non-preferred: You pay 0% after deductible
Tier 4 Specialty: You pay 0% after deductible
Out of Network Tier 0: You pay $0
Tier 1 Generic: You pay 0% after deductible
Tier 2 Preferred Brand: You pay 0% after deductible
Tier 3 Non-preferred: You pay 0% after deductible
Tier 4 Specialty: You pay 0% after deductible
Preventive Care Services, Immunizations
In Network You pay nothing for preventive services in-network–deductible does not apply
Out of Network You pay 0% after deductible
Chiropractic Care
(Covered up to 20 visits per year)
In Network You pay 0% after deductible
Out of Network You pay 0% after deductible
Diagnostic X-Ray & Lab Services
In Network You pay 0% after deductible
Out of Network You pay 0% after deductible
Inpatient Hospital Services
In Network You pay 0% after deductible
Out of Network You pay 0% after deductible
Maternity
In Network You pay 0% after deductible
Out of Network You pay 0% after deductible
Physician, Surgical & Medical Services
In Network You pay 0% after deductible
Out of Network You pay 0% after deductible
Outpatient Rehabilitation Services; Physical, Occupational, Speech
(Covered up to 20 visits per year, all types combined)
In Network You pay 0% after deductible
Out of Network You pay 0% after deductible
Habilitative Services, Physical, Occupational, Speech
(Covered up to 20 visits per year, all types combined)
In Network You pay 0% after deductible
Out of Network You pay 0% after deductible

Get Pricing Download a PDF comparison chart