Silver LINK

Our Link and Engage plans represent our lowest cost health insurance plans in Idaho. Link coverage is available in the Treasure, Magic, Wood River Valleys and the McCall area. Engage coverage is available in northern Idaho. Access coverage is available in the central and eastern portions of Idaho, although our Access Catastrophic coverage is available statewide. See if you qualify for a tax credit to reduce your costs even more. Have questions? Just give us a call at 855-447-2900.

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Download a 2019 PDF comparison chartDownload a 2018 PDF comparison chartDownload a 2017 PDF comparison chart

Silver LINK

In Network Out of Network
Deductible
(What’s This?)
Individual: $2,450
Family: $4,900
Individual: $25,000
Family: $50,000
Annual Out-of-Pocket Maximum
(What’s this?)
Individual: $7,450
Family: $14,900
Individual: $50,000
Family: $100,000
Co-insurance
(What’s this?)
You pay 40% You pay 60%
Primary Care Provider and Non-specialist Office Visits
(Find a Provider)
You pay $55 copay per visit  You pay 60% after deductible
Specialist Office Visit
You pay $75 copay per visit You pay 60% after deductible
Emergency Room Visits You pay 40% after deductible You pay 40% after deductible
Prescription Drugs
(View Drug List)
Tier 0: You pay $0
Tier 1 Generic: You pay $10 per drug
Tier 2 Preferred Brand: You pay 30% per drug after deductible
Tier 3 Non-preferred: You pay 50% per drug after deductible
Tier 4 Specialty: You pay 50% per drug after deductible
Tier 0: You pay $0
Tier 1 Generic: You pay 60% coinsurance after deductible
Tier 2 Preferred Brand: You pay 60% coinsurance after deductible
Tier 3 Non-preferred: You pay 60% coinsurance after deductible
Tier 4 Specialty: You pay 60% coinsurance after deductible
Preventive Care Services, Immunizations You pay nothing for preventive services in-network–deductible does not apply You pay 60% after deductible
Chiropractic Care
(Covered up to 20 visits per year)
You pay 40% after deductible You pay 60% after deductible
Diagnostic X-Ray & Lab Services You pay 40% after deductible You pay 60% after deductible
Inpatient Hospital Services You pay 40% after deductible You pay 60% after deductible
Maternity You pay 40% after deductible You pay 60% after deductible
Physician, Surgical & Medical Services You pay 40% after deductible You pay 60% after deductible
Outpatient Rehabilitation Services; Physical, Occupational, Speech
(Covered up to 20 visits per year, all types combined)
You pay 40% after deductible You pay 60% after deductible
Habilitative Services, Physical, Occupational, Speech
(Covered up to 20 visits per year, all types combined)
You pay 40% after deductible You pay 60% after deductible

Get Pricing Download a PDF comparison chart

Silver LINK

In Network Out of Network
Deductible
(What’s This?)
Individual: $2,450
Family: $4,900
Individual: $30,000
Family: $60,000
Annual Out-of-Pocket Maximum
(What’s this?)
Individual: $7,250
Family: $14,500
Individual: $50,000
Family: $100,000
Co-insurance
(What’s this?)
You pay 40% You pay 60%
Primary Care Provider and Non-specialist Office Visits
(Find a Provider)
You pay $30 copay per visit  You pay 60% after deductible
Specialist Office Visit
You pay $50 copay per visit You pay 60% after deductible
Emergency Room Visits You pay $450 copay per visit You pay $450 copay per visit
Prescription Drugs
(View Drug List)
Tier 0: You pay $0
Tier 1 Generic: You pay $10 per drug
Tier 2 Preferred Brand: You pay 30% per drug after deductible
Tier 3 Non-preferred: You pay 40% per drug after deductible
Tier 4 Specialty: You pay 50% per drug after deductible
Tier 0: You pay $0
Tier 1 Generic: You pay 60% coinsurance after deductible
Tier 2 Preferred Brand: You pay 60% coinsurance after deductible
Tier 3 Non-preferred: You pay 60% coinsurance after deductible
Tier 4 Specialty: You pay 60% coinsurance after deductible
Preventive Care Services, Immunizations You pay nothing for preventive services in-network–deductible does not apply You pay 60% after deductible
Chiropractic Care
(Covered up to 20 visits per year)
You pay 40% after deductible You pay 60% after deductible
Diagnostic X-Ray & Lab Services You pay 40% after deductible You pay 60% after deductible
Inpatient Hospital Services You pay 40% after deductible You pay 60% after deductible
Maternity You pay 40% after deductible You pay 60% after deductible
Physician, Surgical & Medical Services You pay 40% after deductible You pay 60% after deductible
Outpatient Rehabilitation Services; Physical, Occupational, Speech
(Covered up to 20 visits per year, all types combined)
You pay 40% after deductible You pay 60% after deductible
Habilitative Services, Physical, Occupational, Speech
(Covered up to 20 visits per year, all types combined)
You pay 40% after deductible You pay 60% after deductible

Get Pricing Download a PDF comparison chart

Silver LINK

In Network Out of Network
Deductible
(What’s This?)
Individual: $2,150
Family: $4,300
Individual: $6,450
Family: $12,900
Annual Out-of-Pocket Maximum
(What’s this?)
Individual: $7,150
Family: $14,300
Individual: $21,450
Family: $42,900
Coinsurance
(What’s this?)
You pay 40% You pay 60%
Primary Care Provider and Non-specialist Office Visits
(Find a Provider)
First 3 visits before deductible: $35 copay per visit; after deductible: $35 copay per visit You pay 60% after deductible
Specialist Office Visits $65 copay after deductible You pay 60% after deductible
Emergency Room Visits $200 copay after deductible $200 copay after deductible
Prescription Drugs
(View Drug List)
Tier 0: You pay $0
Tier 1 Generic: You pay 25% per drug
Tier 2 Preferred Brand: You pay 30% per drug
Tier 3 Non-preferred: You pay 50% per drug
Tier 4 Specialty: You pay 50% per drug
Tier 5 Non-preferred Specialty: You pay 50% per drug
Tier 0: You pay $0
Tier 1 Generic: You pay 25% per drug
Tier 2 Preferred Brand: You pay 30% per drug
Tier 3 Non-preferred: You pay 50% per drug
Tier 4 Specialty: You pay 50% per drug
Tier 5 Non-preferred Specialty: You pay 50% per drug
Preventive Care Services, Immunizations You pay nothing for preventive services in-network–deductible does not apply You pay 60% after deductible
Chiropractic Care
(Covered up to 20 visits per year)
You pay $65 copay after deductible You pay 60% after deductible
Diagnostic X-Ray & Lab Services You pay 40% after deductible You pay 60% after deductible
Inpatient Hospital Services You pay 40% after deductible You pay 60% after deductible
Maternity You pay 40% after deductible You pay 60% after deductible
Physician, Surgical & Medical Services You pay 40% after deductible You pay 60% after deductible
Outpatient Rehabilitation Services; Physical, Occupational, Speech
(Covered up to 20 visits per year, all types combined)
You pay 40% after deductible You pay 60% after deductible
Habilitative Services, Physical, Occupational, Speech
(Covered up to 20 visits per year, all types combined)
You pay 40% after deductible You pay 60% after deductible

Get PricingDownload a comparison chart