Get a Tax Credit

A tax credit is financial assistance from the government that lowers your monthly insurance costs. Depending on income and family size, you may qualify for an additional tax credit to lower your deductible and other out-of-pocket expenses.
Need help? Just call 855-447-2900.

How to get and use a tax credit:

  1. Find out if you qualify—click here. Use our simple tool to see if you qualify for tax credits for monthly premiums and out-of-pocket costs when you use services. From this tool, you’ll be able to view the estimated monthly cost of our plans, based on our estimate of your eligibility for tax credits. For example, a family of four earning less than $97,000 (or an individual earning less than $47,080) would qualify for a tax credit, assuming they don’t have access to insurance through their employer.
  2. Go to the Health Insurance Marketplace to purchase one of our plans. To get these tax credits, you must purchase through www.healthcare.gov. Your insurance broker, folks here at Montana Health CO-OP, or other community resources can help you through this process, if you would like assistance.

What if you don’t qualify for a tax credit?

If you do not qualify for a tax credit, you can still purchase our coverage. Talk to your insurance agent, the folks here at Montana Health CO-OP or any of the community resources in place throughout Montana.  If you want to see if you qualify for other government programs, call 1-800-318-2596 or visit www.healthcare.gov.

Have questions about your eligibility for subsidies? We’re here to help. Please contact us at 855-447-2900 or email info@mhc.coop.